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THE FLORIDA MORTGAGE GUY

Your trusted home financing partner.

Stephen Swarner

Sr. Loan Officer

NMLS# 2108506

NAVY VETERAN | FATHER | FAITHFUL SERVANT

Meet Stephen, a Navy veteran turned Senior Loan Originator. With a passion for service that transcends his military days, Stephen now dedicates his expertise to helping individuals secure their dream homes.

Home loans customized for you.

Buy A Home

Provide borrowers with the necessary funds to buy residential properties, offering various terms, interest rates, and down payment options tailored to individual financial situations.

First-Time Home Buyer

Specialized mortgage programs designed to assist individuals purchasing their first home by offering benefits such as lower down payments, reduced interest rates, and educational resources to navigate the home buying process.

Refinance

Loans designed to enable homeowners to replace their existing mortgage with a new loan, often to secure better terms, lower interest rates, or access equity in their property.

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) is a flexible loan option that allows homeowners to borrow against the equity in their property, providing access to funds for various purposes with the ability to draw and repay funds as needed.

Commercial Property Loans

Providing financing for businesses to acquire or develop real estate assets for commercial purposes.

Construction Loans

Offering funding specifically tailored for the development or renovation of properties

VA Loans

Offering favorable terms such as no down payment and competitive interest rates to facilitate home purchases.

Investment Property Loans

Designed to facilitate the purchase or refinancing of properties with the intention of generating rental income or capital appreciation.

Exclusive Real Estate Savings for Heroes!


Homes for Heroes saves firefighters, EMS, law enforcement, military, healthcare, teachers avg of $3,000 when they buy, sell or refinance home.

Supporting Veterans' Mental Health Initiatives

We believe in making a positive impact beyond financial transactions. When you choose to secure a loan through us, you're not just investing in your future; you're also contributing to a cause that matters. We proudly support a non-profit organization dedicated to assisting veterans facing mental health challenges. Your partnership with us ensures that a portion of every loan goes towards initiatives that directly impact the lives of those who have served our nation.

Embark on Your Homeownership Journey with Confidence.

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